While universal health care in Canada covers doctors fees and hospital stays a lot of care is fee for service. Out of pocket costs can add up for dental care, prescriptions, mental health care, glasses/contacts, and in some provinces (like Ontario, home of the University of Toronto) physical
therapy. Many places of employment offer supplemental health plans in their benefit packages to help defray these costs.
The University of Toronto, like many employers, offers such a supplemental plan.
This year (2015-2016) they ADDED homeopathy...
Read more: University of Toronto adds homeopathy to health benefits, dilutes care | Dr. Jen Gunter